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最正规的网赌软件 keeps serving our communities 100+ years strong.

With 117 years of stability, we are here for you now and for generations to come. While the news has raised some concerns, we keep raising the bar on financial strength. 最正规的网赌软件 carries a 5-Star Superior Rating from BauerFinancial, and a reputation for service that carries a lot of weight. We have grown to $13.1 billion in assets on the strength of our local bank model that communities have relied on for over a century. As a bank, we are in the business of more and that includes more financial stability. Our consistent focus throughout most of 2022 and into 2023 has been on maintaining strong positions in liquidity, credit and capital which positions us well in the current financial climate.


  • Includes: Founded in 1906 in Tennessee and headquartered in Nashville
  • Includes: Well-capitalized, exceeding regulatory standards, with a long history of safety and soundness
  • Includes: Diverse business mix of both commercial and retail deposits spread out over many customers, a diverse geography, and many business types
  • Includes: Strong liquidity position with an 84% loan to deposit ratio and only 11% of our assets in our investment portfolio
  • Includes: 62% of deposit relationships have been with the bank more than 5 years
  • Includes: Over $1 billion in cash and cash equivalents on our balance sheet
  • Includes: A typical community bank; not a niche bank

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Find Strength
In Five Stars

Get more out of a bank not only committed to making tomorrow better for all those we serve, but also to financial discipline. We consistently receive the highest 5-Star Superior Rating from BauerFinancial.

Find out more about Bauer’s independent rating system and why it’s important to be banking with one of the strongest, safest banks in the country >


Find Assurance In Local Banking

When you bank local, you can rest assured that local leadership has not just your best interests at heart but those of your community. Starting with your local 最正规的网赌软件 Market President, get peace of mind knowing the entire 最正规的网赌软件 banking team is ready to assist you.

We’re just a phone call or visit away. Reach out to your local branch with any questions you have >


Find Safety
In FDIC Insurance

FDIC deposit insurance is automatic for any deposit account opened at an FDIC-insured bank. Deposits are insured up to at least $250,000 per depositor, per FDIC-insured bank, per ownership category.

Find answers to some of the most common questions about the FDIC >

For Us, Real Strength Comes From Connection

Earning BauerFinancial’s 5-Star Superior Rating proves we’re one of the strongest banks in the country. But it’s our strong commitment that really rates with customers. We are local bankers, committed to our communities and staying connected in a way you’ll only find possible with a local, community bank. If we can assist you or your business in any way, or to schedule an appointment, please contact your local 最正规的网赌软件 banker, relationship manager or branch.


Customer Deposit Funded Balance Sheet and On Balance Sheet Liquidity

FAQs About What Makes 最正规的网赌软件 The Answer

What is your deposit composition?

最正规的网赌软件’s core deposit relationships give us financial strength with 52% being transactional or normal operating checking accounts.

What is your loan to deposit ratio?

最正规的网赌软件 has a strong liquidity position with an 84% loan to deposit ratio and only 11% of our assets in our investment portfolio.

How does 最正规的网赌软件's FDIC membership offer deposit protection?

The FDIC (Federal Deposit Insurance Corporation) is an independent agency of the United States Federal Government and insures all types of deposits received by a financial institution in its usual course of business. FDIC-insured deposits are backed by the full faith and credit of the United States Federal Government.

If your account is at an FDIC-insured bank like 最正规的网赌软件, you’re automatically covered. Your deposits are insured up to $250,000 per depositor, per FDIC-insured bank, per ownership category. It’s also important to make sure that your money is in a deposit account like a checking, savings, Money Market, or CD for it to be insured. The FDIC does not cover things like mutual funds, annuities, life insurance policies, and stocks and bonds.

View some of the common questions about the FDIC and deposit insurance >

Data as of March 31, 2023. Information sourced from publicly available information contained within the Annual Report on Form 10-K filed with SEC, earnings release materials or call report data.


最正规的网赌软件 has offered more peace of mind for over a century, with more access, 答案和最新的产品和服务. Click on the link below to get all the good news on 最正规的网赌软件’s financial strength, and how we can help build yours. We go way back with our communities and customers by going out of our way for your future.


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7 am – 4 pm CST Saturday Call 1-800-413-4211
WHAT ARE WE UP TO? We’ve got a lot to share as we grow. Latest news, events and more. Go To FirstNews >