SAVINGS ACCOUNTS THAT ARE A BETTER FIT MAKE BETTER SAVERS
- Christmas Savings
- Health Savings Account
- FirstRate Money Market
- Money Market Tiered
- Certificate of Deposit (CD)
- UTMA-Minor Savings
A user-friendly account to make savings your best friend.
With only a $50 initial deposit and interest credited on deposits of $25 or more, 基本的储蓄 makes savings easier. Seeing how quickly your savings grow makes loving this account even easier.
- Earn interest on money you set aside, whatever the purpose.
- Free online banking
- Free online statements
To open the account you must make a minimum deposit of at least $50. A minimum balance fee of $5 will be imposed every month if the balance falls below $50 any day of the month. The interest rate for this account is .05% with an annual percentage yield (APY) of.05%. Your interest rate and APY may change at any time. To obtain the APY disclosed, you must maintain a minimum balance of $25 in the account each day. Interest is calculated using the Daily Balance Method by applying the daily periodic rate to the principal in the account each day. Interest will be compounded every three (3) months and added back to principal every three (3) months. If you close the account before interest is credited you will not receive the accrued interest. During any calendar month you may not make more than six (6) withdrawals or transfers. Exceeding the six (6) withdrawals or transfers limitations in a statement cycle will result in a $2 charge per transaction over six (6). Applicants must be 18 years of age or older to open an account. Applicants under the age of 18 applying for an account must have an adult co-owner (18 years of age or older) on the account. Rates are subject to change. APY is accurate as of 07/28/2022. Fees may reduce earnings.